Smitty2k1
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I looked into non owners auto insurance when I didn’t have a car. I had just been using my credit card (Chase Sapphire) to cover insurance when I rented a car but learned that it only covered collision, not liability, which is required by law most places. One exception to this is Free2Move/Car2Go, those services provided liability insurance as part of your rental cost. I ended up deciding that the ~$20/day the rental car companies charged a the rental counter would be less expensive to me in the long run based on the frequency I was renting cars.
Adding to Steve’s point about state farm and bike insurance – I’ve found them to be great and way cheaper than similar bike specific insurances. I have my condo policy and auto policy with them. With the string of bike thefts in my area recently I checked with my agent to see what was covered with my bikes. I was surprised to learn about my $1000 deductable, like Steve has. My agent offered me a $500 deductable for only $15/year extra! No brainer there.
State Farm also mentioned that if anything happened to my bikes anywhere it would be covered – stolen out of my garage, car, work parking, public, trailside, etc. Or if it is on my car and I get rear ended. Still covered. I’ve been a life long state farm customer and the few times I’ve needed the insurance they have been great. Full disclaimer, my hometown is State Farms world headquarters and basically the only reason my hometown still exists
That’s my 2 cents
SmittySent from my SM-G991U using Tapatalk
