Hit by uninsured motorist
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Here are a few questions regarding a recent accident caused by an uninsured motorist. I was the cyclist.
FYI: Motorist was ticketed by DC police, but has been found (by me making calls) to have no insurance, though DC police couldn’t care less about this.
Injuries were minor, some medical bills, and some bike repair bills. All in all, a lucky escape, but I want my bills and repairs paid for.Should I
a) Sue the driver? (he’s probably got no money anyway, and I am not badly injured)
b) Claim against my own car insurance under “uninsured motorist coverage”? This also covers me as a cyclist/pedestrianor both?
Also, I know there is a DC fund for such events, but only if your own coverage does not pay out, and only for medical bills, not property damage.
Thanks!
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