Thanks for all the advice so far everyone. Due to last weekend’s cluster of protest and Metro O/B/S shutdowns I didn’t get a chance to test ride the other bike I was looking at. Hopefully this weekend 
Definitely planning on the rack/basket/fenders/chainguard for commuting friendly accessories regardless of which bike style I end up with. Probably going to end up with a Kryptonite Evolution Mini-7 U-Lock with 4FT Flex lock. $55 at Amazon.