Personally, for a steel frame and in your price, the Fuji Touring with a good set of Vittoria Voyager Hyper 35MM tires fitted and at propper pressure is by far your best choice. And you have to consider the savings of $50 or more for the rack… The stock rubber on it will give a ride impression of a mediocre bike when you test ride it so keep that in mind.
Good luck!
