OK, I have my front and rear lights, reflective vest, and I just attached a rack with a bag. I bought this one- http://thebikelane.com/product/bontrager-interchange-grocery-bag-179373-1.htm
My commute is only about 5 or 6 miles so I think I am going to add a few extra ones…This is the beginning of my “less car, more bike” lifestyle…..Reading through these forums have been a great help. Thanks!
Dave