The one that was happily flying along and found itself inside my sweaty jersey popped me 4 or 5 times before I squashed it. I prefer the grab and pull away from body technique.
It happened in the middle of an intersection and I was barreling down on a group of young women with a baby stroller. So I made the decision to navigate all that before doing gymnastics to deal with the bug.
I didn’t yell at the women and even gave a little ding from my bell as not to startle them. I think I deserve an extra application of cortisone ointment for that.